CashFlow Position Update

Overview

The Platinum Program includes Cash Flow Position Updates, providing ongoing visibility into your business’s current cash position based on available financial data.

This feature helps you understand how much cash is available, how it is changing over time, and what financial obligations may impact your short-term liquidity.

Core Purpose

The purpose of Cash Flow Position Updates is to:

• Provide visibility into current cash balances across accounts

• Help monitor short-term cash inflows and outflows

• Support more informed financial decision-making

• Reduce uncertainty around available funds and upcoming obligations

What a Cash Flow Position Update Includes

Cash Flow Position Updates provide a snapshot of:

• Current bank and credit card balances (as reflected in available data)

• Recent inflows (customer payments, deposits, transfers)

• Recent outflows (expenses, vendor payments, payroll, etc.)

• Known upcoming obligations such as:

  • Scheduled bills

  • Payroll

  • Recurring expenses

  • Sales tax or other liabilities (when applicable)

This provides a working view of your cash position, not just a static account balance.

How This Feature Is Used

Cash Flow Position Updates may be used to:

• Monitor available cash across all accounts

• Identify potential short-term cash gaps

• Prepare for upcoming payments and obligations

• Support discussions during advisory meetings

• Maintain awareness of financial position between reporting periods

Important: Based on Available Data

Cash Flow Position Updates are based on:

• Transactions that have been posted or are visible through bank feeds

• Information available within the accounting system

• Known scheduled or documented obligations

This means:

• Pending transactions that have not yet cleared the bank may not be reflected

• Unreported or unknown obligations will not be included until identified

Relationship to Other Features

This feature is supported by:

• Daily Real-Time Bookkeeping → ensures current transaction data

• AP Billing Clerk → tracks upcoming vendor payments

• Payroll Clerk → reflects payroll obligations

• Financial Reporting → provides structured month-end results

• Virtual CFO Advisory → interprets cash flow trends and planning

What Is Included

• Ongoing visibility into current cash balances

• Identification of recent inflows and outflows

• Awareness of upcoming known obligations

• Integration with daily bookkeeping activity

What Is NOT Included

• Long-term cash flow forecasting or modeling

• Guaranteed prediction of future cash position

• Inclusion of unknown or unrecorded transactions

• Real-time bank balance guarantees

Client Responsibilities

Clients are responsible for:

• Providing timely information on upcoming obligations not yet recorded

• Ensuring bank feeds and account access are functioning

• Communicating large or unusual transactions in advance when possible

Internal Team Standard

Internally, ABBL is expected to:

• Maintain up-to-date transaction data through daily bookkeeping

• Monitor cash-related activity across accounts

• Reflect known obligations within the accounting system

• Provide clear and consistent cash position visibility

Client Training Explanation / Key Takeaway

Cash Flow Position Updates help you understand where your cash stands right now, not just at the end of the month.

This allows you to:

• Make more confident short-term decisions

• Avoid surprises with upcoming payments

• Stay aware of your financial position as your business operates

While this is not a forecasting tool, it provides a real-time operational view of your cash, which is essential for day-to-day financial management.